Prepaid top up - Prepaid

Convenience for topping up your credit, anytime, anywhere

Topping Up your Dhiraagu Prepaid account is super convenient now with many options for Top-Up.

Convenient ways to top-up your prepaid account:

Dhiraagu App

Bank of Maldives Internet Banking

*GST will be charged at 8%* on Recharge/Reload amount at the point of sale.
* If sold in a tourist establishment GST will be charged at the prevailing tourism sector GST rate.

Below are the recharge vouchers we offer and their details

MVR 50 Recharge Voucher
Valid for 45 days

MVR 100 Recharge Voucher
Valid for 90 days
5 Free SMS

MVR 200 Recharge Voucher
Valid for 180 days
20 Free SMS

MVR 500 Recharge Voucher
Valid for 365 days
30 Free SMS
To Recharge, dial 151 or send an SMS to 141 in the following format: *141* followed by the 16 digit voucher number and #

MVR 8 - 19
Valid for 10 days

MVR 20 - 49
Valid for 20 days
5 Free SMS

MVR 50 - 99
Valid for 45 days
5 Free SMS

MVR 100 - 199
Valid for 90 days
20 Free SMS

MVR 200 - 499
Valid for 180 days
30 Free SMS

MVR 500 - 1,000
Valid for 365 days
50 Free SMS
The Quick Recharge (QR) service allows a Postpaid account holder to transfer credit to your prepaid account, and have the recharge amount applied to the monthly Postpaid bill.
You can send any denomination from MVR 1 to MVR 500 in MVR 1 increments. The recharge amount will be applied to your monthly mobile bill.
See below for daily and monthly recharge limits:
QR - Postpaid to Prepaid and MAMEN
Daily limit
(total for standing instructions and direct transfer)
MVR 500
Monthly Total Limit per subscriber
(total for standing instructions and direct transfer)
MVR 1,000

MVR 1 - 19
Valid for 10 days

MVR 20 - 49
Valid for 20 days
10 Free SMS
Free SMS Valid for 20 days

MVR 50 - 99
Valid for 45 days
20 Free SMS
Free SMS Valid for 30 days

MVR 100 - 199
Valid for 90 days
20 Free SMS
Free SMS Valid for 30 days

MVR 200 - 500
Valid for 180 days
20 Free SMS
Free SMS Valid for 30 days

QR SMS will be charged at MVR 1, whether or not the transaction is successful. So please ensure that:

• The prepaid account to which you are making the recharge has not been withdrawn.
• The prepaid number which you are recharging is a Dhiraagu Prepaid number
• The amount you are recharging will not cause the receiving prepaid account to exceed MVR 1800, which is the maximum credit balance that a prepaid account can have.

You will not be charged for any QR SMS that you receive.

Note: It is possible that you may face delays in receiving the confirmation SMS indicating a successful transaction.

If you have any queries concerning a specific transaction, please reach out to us via our digital channels and quote your transaction ID or your mobile number. We will be happy to assist you with your inquiry.
Terms and Conditions
Postpaid customers can send any amount from MVR1 to MVR100 in MVR 1 increments, with a daily limit of MVR 500 per customer.
A transfer can be only to a Dhiraagu prepaid mobile account that has a validity period remaining. If not, the transaction will be unsuccessful.
The monthly limit per customer is MVR 1000.
For full terms and conditions click here
The Quick Transfer (QT) service allows a Prepaid customer to transfer credit to a Prepaid/Mamen customer account by sending an SMS to 144.

In order to use this service, you'll have to register by following the simple steps below:
To register to Quick Transfer, please send keyword "REG (space) Customer ID" to 144
Customer ID should include 5-10 alphanumeric characters. The selected customer ID will be required should you have to reset your PIN.
Once you register, you will receive a PIN that you will use for all your transactions.
We will use your Customer ID to verify your identity if you lose or forget your PIN.
To transfer, send an SMS to 144 in the following format: TRANSFER<PIN><recipient mobile number><amount>

Terms of service
Each SMS to 144 is MVR 1, whether or not the transaction is successful. You will not be charged for receiving a Transfer SMS.
GST will be charged at 8%* on Recharge/Reload amount at the point of sale.
Prepaid account holders must have sufficient balance in their prepaid account to allow the transaction to be successful.

You could change the PIN number, unregister and do much more by sending an SMS with the required keyword. For the keyword list, click here

See below for daily and monthly recharge limits:
QT - Prepaid / Mamen to Prepaid / Mamen
Daily limit
(total for standing instructions and direct transfer)
MVR 3,000
Monthly limit
(total for standing instructions and direct transfer)
MVR 5,000
A QR SMS will be charged at MVR 1 whether or not the transaction is successful, so please ensuresure that:

• The prepaid account to which you are making the recharge has not been withdrawn.
• The prepaid number which you are recharging is a Dhiraagu Prepaid number;
• The amount you are recharging will not cause the receiving prepaid account to exceed MVR 1800, which is the maximum credit balance that a prepaid account can have.

You will not be charged for any QR SMS that you receive.

Note: It is possible that the SMS you receive confirming the successful transaction could be delayed.

If you have any queries concerning a specific transaction, please reach out to us via our digital channels and quote your transaction ID or your mobile number. We will be happy to assist you with your inquiry.
Terms and Conditions
The Prepaid account holder should have enough balance in their prepaid account to allow the transaction.
Prepaid customers can send any amount from MVR1 to MVR3000, in MVR 1 increments, with a daily limit of MVR 3000 per customer.
You should have a validity period remaining. If not, the transaction will be unsuccessful.
The monthly limit per customer is MVR 5000.
The maximum credit balance that a prepaid account can have is MVR5000.
For full terms and conditions click here